1. What is PhilHealth Premium Calculation?

The PhilHealth premium calculation determines the contribution amount for Philippine Health Insurance Corporation members based on their gross income and the applicable contribution rate.

2. How Does the Calculator Work?

The calculator uses the PhilHealth contribution formula:

Where:

• \( Gross \) — Gross income in Philippine Pesos (PHP)
• \( rate \) — Contribution rate in percentage (%)

Explanation: The formula calculates the PhilHealth contribution by taking a percentage of the gross income.

3. Importance of PhilHealth Contribution

Details: PhilHealth contributions provide access to quality healthcare services and financial protection for medical expenses for Filipino citizens and their dependents.

4. Using the Calculator

Tips: Enter gross income in PHP and the contribution rate in percentage. Both values must be valid (gross > 0, rate ≥ 0).

5. Frequently Asked Questions (FAQ)

Q1: What is the current PhilHealth contribution rate?
A: The contribution rate varies and is subject to change. Please check the latest PhilHealth circulars for current rates.

Q2: Is there a minimum and maximum contribution?
A: Yes, PhilHealth sets minimum and maximum contribution amounts based on income brackets and membership categories.

Q3: Who is required to pay PhilHealth contributions?
A: All employed, self-employed, and voluntarily contributing members are required to pay PhilHealth premiums.

Q4: How often are contributions paid?
A: Contributions are typically paid monthly for employed members and quarterly for self-employed and voluntary members.

Q5: What benefits do PhilHealth contributions provide?
A: Contributions provide access to various health benefits including hospitalization, outpatient care, maternity benefits, and more.